CCA Study Guide 2026
Everything you need to pass the CCA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CCA Exam Format at a Glance
📚 CCA Topics to Study (38)
✍️ Sample CCA Questions & Answers
1. What is the purpose of a 'life care plan' in serious injury claims?
A life care plan, prepared by a certified specialist, documents all projected future medical, rehabilitative, and personal care needs along with their projected costs for catastrophically injured claimants.
2. Which entity typically regulates insurance practices at the state level?
Each state’s Department of Insurance oversees licensing, compliance, and consumer protection.
3. In an auto claim, 'diminished value' refers to:
Diminished value is the difference between a vehicle's pre-accident market value and its post-repair market value, since a repaired vehicle often sells for less.
4. Under a personal auto policy, 'uninsured motorist coverage' protects the insured when:
Uninsured motorist (UM) coverage pays for the insured's bodily injury or property damage caused by a driver who carries no liability insurance.
5. What is a 'scheduled loss of use' award in workers' compensation?
Many states use a statutory schedule assigning a fixed number of weeks' compensation for permanent loss of function to specific body parts.
6. A workers' compensation adjuster receives a claim for a cumulative trauma disorder. What is the key question to establish compensability?
For cumulative trauma claims, the adjuster must determine whether repetitive work activities were a contributing cause of the condition, satisfying the 'arising out of employment' standard.
🎯 Free CCA Practice Tests
📖 CCA Guides & Articles
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