CCP Study Guide 2026
Everything you need to pass the CCP exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CCP Exam Format at a Glance
📚 CCP Topics to Study (80)
✍️ Sample CCP Questions & Answers
1. An insured signs a lease clause releasing the landlord from liability before the loss. How does this typically affect the insurer's subrogation rights?
Pre-loss contractual waivers of subrogation signed by the insured generally extinguish the insurer's right to subrogate against that party.
2. A property claimant rejects the adjuster's scope of loss and demands an independent appraisal. The adjuster's communication response should:
Most property policies include an appraisal provision; acknowledging it and explaining the process demonstrates good faith and policy compliance.
3. A claimant's pre-existing degenerative disc disease is aggravated by a work-related lifting incident. Under the 'aggravation' rule, the employer is generally liable for:
Under the aggravation rule, the employer takes the worker as they are; if work worsens a pre-existing condition, the employer is liable for the entire resulting disability.
4. What is an Independent Medical Examination (IME)?
An IME is conducted by a physician chosen by the insurance company to independently evaluate the injured worker's condition, treatment, disability level, and ability to return to work.
5. When negotiating a bodily injury settlement, an adjuster should anchor the negotiation by:
A low but defensible opening anchor sets a psychological reference point that shapes the final settlement range.
6. A claimant's vehicle was damaged in an accident caused by an uninsured driver. Under the insured's UM/UIM coverage, what must the adjuster typically establish?
UM/UIM claims require the adjuster to confirm the at-fault driver lacked insurance and was legally liable for the accident before coverage applies.
🎯 Free CCP Practice Tests
📖 CCP Guides & Articles
What Practice Test Geeks adds beyond an AI chat for CCP
An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:
- A timed, full-length CCP mock exam — 50 questions in 90 minutes with a 70% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
- A fixed CCP question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
- Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
- A printable CCP cheat sheet you can print or save as a PDF.
- CCP flashcards built from the same question bank.
- Free CCP practice tests with the correct answer shown after each question.